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How To Build A Healthy Relationship with money

Ellington Brown

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Money can look like a numbers problem while it acts like an identity problem. We’re talking with Jacqueline Blair, a money mindset coach who works closely with Black women entrepreneurs, about why so many of us can earn, hustle, and grind, yet still feel stuck in paycheque-to-paycheque cycles, guilt, overgiving, or “mysterious” overspending. Her lens is clear: when generations have lived with lack, our nervous systems learn to push money away because abundance feels unsafe or unfamiliar. 

For entrepreneurs, we get practical about why strategies like pricing, marketing, and funnels don’t stick when identity is still anchored in “just enough.” We also talk generational wealth and financial literacy for families, including a simple courageous move you can make this month: have an honest money conversation with someone you trust, so money stops being taboo and becomes teachable. If you found this helpful, subscribe, share it with a friend, and leave a review so more listeners can find these conversations.

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[00:00:10] Ellington Brown: Welcome to SpeakUP! International with Rita Burke and Elton Brown! 

[00:00:16] Rita Burke: As you know, um, SpeakUP! International, we have the good fortune of having conversations with people we consider to be community builders. Today's no exception we have with us Jacqueline Blair. Now, Ms. Blair started off in the social services sector.

She then moved to aviation, then on to coaching on money mindset business. In essence, then what Jacqueline does is to help people to stop surviving financially to a place where they start commanding wealth. There's so much more that I can say about Jacqueline Blair. As you know on SpeakUp International, we prefer if our guests tell their own stories.

And so today, Jacqueline, I introduce you to our guests on SpeakUp International. Welcome, welcome, welcome. 

[00:01:15] Jacqueline Blair: Thank you so much, Rita. Thank you Elton, for having me. I am very honored and privileged to be here and to contribute as much as I can to the benefit of your audience. And I'm really looking forward to a really vibrant conversation around money mindset, especially within the black community and black women in particular.

[00:01:38] Ellington Brown: Uh, absolutely. I, I have to say right off the bat that this. Topic is very important to me because most black and brown people, marginalized groups don't have money. They have very little money, so because of that, they never have a healthy relationship with money. We wind up taking $500 and go and buy a pair of Nike.

We should be taking that $500 and maybe doing something else with it. So how do we begin to build a healthy relationship with money? 

[00:02:29] Jacqueline Blair: Right. That's a really, really good question. And also, um, what I would say is that within the black community. We have, um, we're very hard workers and so we have a great ability to make money and to create money whether we are working for an employer or we are working for ourselves.

Um, the issue doesn't seem to be making money because some of us even have more than one job or more than one stream of income in some way. Um. Historically, you know, our ancestors have had to do everything that they could do to survive, to make the money, and sometimes they didn't come from one source.

They kind of, you know, had to hustle. And we've all inherited that hustle, um, mentality that hardworking, you know, do what you can to survive. Where I see the problem arise is when we receive the money, as you said, Elton, the choices that we make around it. And yes, a lot of us are very responsible. We'll pay our bills and take care of our children and do those things.

Um. But I, I believe what it really goes back to is our identity, our self identity, and our collective identity as people of wealth. I think because we've been framed, um, historically, we've, what we've also inherited is that identity and the roles that have been put upon us that we didn't choose. And because a lot of our history, a lot of us that came through, our ancestors came through, um, the slave trade.

A lot of our identity in relation to wealth and abundance has been erased and forgotten. And so when we. For example, we'll get a, a paycheck. Our nervous system doesn't know what to do with it because what we do remember is the trauma of not having the trauma of, of lack, um, the remembrance of our parents, um, working hard and striving and not actually having an abundance and overflow.

And so that is closer to us than the memory of maybe some time when we were wealthy people. And so. Really what happens is our nervous systems get overloaded and overwhelmed with this. I cannot relate to abundance in the form of keeping, saving investing. So we push it away and what it looks like is overspending.

Spending on the wrong things, giving money away, over giving, and uh, basically just finding different ways to regulate our nervous system by getting the money away from us as, as much as we, as fast as we can. And so, even though a lot of us, we don't like the paycheck to paycheck, um, cycle, it is what you know.

And, and as you know, when it comes to dysfunctional behavior. As uncomfortable as it might be, if it's what you're most familiar with, if it's what your nervous system, your mind, your body knows that repetition and that cycle will continue unless you intentionally disrupt it and continuously disrupt it to create a new pattern, a new cycle, um, which can make you feel even more uncomfortable, but the payoff is much greater.

And so, um. In, in creating a a how do you start, you start by disrupting that pattern by not just being aware that you are in a negative relationship with money, negative cycle, but by actually doing something about it

[00:06:36] Rita Burke: that is truly fascinating. Uh, I, I never saw it. As a pattern, but I hear what you say and I feel, and I, I believe what you're saying about that trauma of not having, of lack. You said something else that really resonates with me. That our ancestors were hardworking and they were hustlers. They didn't use the term entrepreneurs.

They were hustlers. And frequently there were several sources of income coming in. And so Mike, I wanna go back though, to your social services career before you got into the money thing. Talk to us a little bit about that please. What put you there? 

[00:07:30] Jacqueline Blair: Yes! So in Social Services, um, I entered that field with the intention of being helpful, of helping families and individuals, um, to the best of my ability.

Um, with my education. I went to, um, university of Toronto and I studied sociology and I studied women's gen, women's gender studies. And so, um. I had a great understanding of, um, society and systems and how the roles of gender actually played into, um, social services itself. And so I greatly enjoyed being in that field.

But after a time, what became very apparent to me was. This was definitely a cycle and a pattern. There were some people who were, um, they were on in the system and.

Pass it on. And so there would be generations of people that were in this mode of lack because that was their identity. They saw their, their, um, parents and grandparents do it. And so they thought that was okay to do it even though they didn't like it. And then I saw other people who would come into the system and then they would be gone within three months because they didn't identify with being in the system.

They didn't know what, what that was. They would prefer to work and work, you know, two and three jobs, you know, to, um, to satisfy their own personal ambition. And so I found it very intriguing. But more than that, I found it very, um, disheartening because I also dealt with a lot of people that were coming in as immigrants into the country, and they needed to be on the system because they didn't have, um, the right to work yet.

They didn't have the, um, education, they didn't have the ability. And so there was that struggle of, um, immigrants and. After a while, what weighed on my spirit was that. This is just a small subset of this world, of this country, that there are most people, um, are not living this way. And I yearned to witness that, to see that and to understand how that could happen and exist and coexist while this is also happening.

This major lack and limitation, um, limited way of living was coexisting with. People living absolutely the opposite way and um. For me, while I was working in social services, I was also working at, uh, family shelters. And, um, because I was in that overwork hustle mode and I myself, because I was in that overwork hustle mode, I didn't know at the time that I was also in a particular money mindset pattern where I didn't mind working hard.

I didn't mind, um, the overdoing. I also made in, in a subconscious way, made sure that I did not surpass a certain level of wealth myself. So however I chose to disperse my income, I, I made sure that I ended up right back at the same, uh, level of comfort that my nervous system could handle. And, um. At the time I didn't realize that.

Of course, now I, I can see it all very clearly, and so I remember saying, I need to see the lighter side side of life, the happier side I wanna see. Other people actually just living and enjoying and, you know, going on vacations or just taking trips and not thinking about, you know, how they're gonna feed themselves or their children, or, you know, find a job just to make ends meet.

I didn't wanna see that anymore because I knew, my awareness was that this is an option. There has to be a way to not live like that. And I wanted to start by witnessing something else. And so I intentionally transitioned myself into aviation as a flight attendant because I knew that was a completely different world and that people who were able to travel often.

Must have a different relationship with money, um, they must feel freer and happier. And I was very interested in that, in experiencing that feeling for myself, because I no longer could hold, um, the burden of witnessing so many people living in lack and scarcity. 

[00:12:36] Ellington Brown: Mm-hmm. 

[00:12:37] Jacqueline Blair: Without, without an end to it. There, there were a few people, as I mentioned, who did.

Come onto the system and they left. Um, but the majority of people were, it was ongoing month after month, year after year, and I had had my fill of that. 

[00:12:54] Ellington Brown: So when you talk about money authority 

[00:12:58] Jacqueline Blair: mm-hmm. 

[00:13:01] Ellington Brown: What does that feel like from day to day? 

[00:13:06] Jacqueline Blair: In my opinion? 

[00:13:07] Ellington Brown: Can you explain what money authority is ? What does that term mean? 

[00:13:12] Jacqueline Blair: So when I say money authority, I mean, um, you being the master. Of your money because money is a tool. And so if you can get to the point where money is neutral in your life, where it does not control how you feel and the actions you take, but it's the other way, you are the authority and you control how you feel and the actions you take with your money, um, that is you having authority over it.

So. Uh, the dysfunction lies when people get the money and they attribute whether it's good or bad, but they attribute it to the fact that they have X amount of money. So if you have very little, you'll attribute that money having very little will for some people, make you feel unhappy that you don't have enough.

If you have a lot of money. Some people will think, I have a lot of money, so I'm going to feel happy that I have a lot of money. And so having authority would mean whether you have a little or a lot or anything in between. You are in control of your emotions. You can still feel happy with a little bit of money because your happiness doesn't come from that source.

Your happiness comes from within you and the choices that you make because happiness. It isn't hinged on money. You can find it in so many different, um, external things, but you can also just decide within yourself that. Your joy, your happiness, your sense of wellbeing isn't attached to your income or to your bank balance.

It's attached to your choice and the way you view the world. And so a lot of the work that I do around money authority is to create that identity of you are the authority in your life and detach from what. From what your bank balance says, or your investments, or your paycheck, whatever it might be, make it neutral so that you can claim your authority over your actual, um, feelings.

And then you can regulate your own nervous system away from, um, money being the empowered source of it. Because our source comes from within. It has nothing to do with, um. With any amount of money, as we know, there's a lot of people when you travel, you will see very poor people who are happy and smiling because even though they don't have a lot of material things and they don't have a lot of money.

They find the joy in life in many other ways. Um, and also just from within the fact that they're alive and they're existing. And there's a lot of, plenty of people who have a lot of money. They have an abundance and overflow of money constant, and they're very unhappy because. Their source of happiness never came from that.

It comes from within. And so, um, that is what I mean by money authority. You, you are the authority over your joy or happiness in your life. Um, not how much money you have or how much money you can make or you didn't make or anything like that. 

[00:16:44] Rita Burke: So I hearing then that. The authority over money is much like having agency over your life?

[00:16:53] Jacqueline Blair: Yes. 

[00:16:54] Rita Burke: Yes. And, and you said something very important about, there are lots of people with money, galore money to burn, and they're not necessarily happy. And so you made a choice of segueing from the social services into aviation. Tell us about the exciting places that you visited while you were in that field and some of the maybe fascinating people that you ran into as you were in that field.

[00:17:31] Jacqueline Blair: Absolutely! I feel very blessed that I was able to, um. Go for that goal of being a flight attendant because, uh, again, I'm coming from Social Services. I had a different identity and I really put myself through an identity change in order to believe that I could do that job. Um, and that's another, that's another conversation.

How to actually, um, manifest in reality the things that you want. Um, but I, I've been able to do that and I'm, I feel very blessed that I, I was able to have this career in aviation because, as I mentioned, it does, it did help me to see the freedom that you can create for yourself, um, when it comes to. Your identity and your wealth.

And so I've been to many places. Um, some of my favorite places, um, in the Caribbean. Um, I really liked being in Barbados and of course being in Jamaica. But, um, I tend to go to other islands because when I go to Jamaica, that's my original home, and so I'm very nostalgic about it. I don't like being there as a tourist.

I don't enjoy that experience. But, um, other than there, other than the Caribbean going to Europe, I've always loved being in, um, Dublin or in London. And then, um, I've also had the privilege of, uh, visiting Japan, um, which I really enjoyed. It was short, but I really enjoyed it so. Some of the people that you meet, you know, when you work on an aircraft, you go, you have the ability to go from the tail to the nose, and as you walk through the different cabins, it's set up exactly like how life is set up because the, the flight attendants can go through and we can see everything.

Our guests on board stay in their cabin. And so they don't see all the other things that are happening. And I found it fascinating and I find every person fascinating, um, onboard an aircraft because you see people's mindset and you in the way that they behave within their own cabin. And um, I always thought, oh, everybody in economy, they don't, some of them.

Don't, don't realize that they actually have the ability to be in first class because they just need an identity shift. And then, um, the people in first class, you know, a lot of them are there enjoying it. A lot of them completely take it for granted because that's what they're used to. And um, as I mentioned, they're not necessarily happy, but they're so close to.

The people who don't have what they have, they're literally right there, but they don't see each other. And um, I always find it fascinating to go through the cabins and see what people are complaining about, and sometimes they're complaining about the exact same thing. You'll have somebody in. First class complaining about, uh, the type of, uh, milk that we have on board, let's say, and somebody in the economy complaining about the exact same thing.

They're having a totally different experience, but they're both upset and miserable over the same thing because people create their own perspective, right? They create their own sense of enjoyment. And then there's people in economy. Who are just happy to be on an aircraft and to be going to their destination.

And so they don't mind that they're not having the first class experience. And regardless of anything, the reason why I say it is so much like life. Um, because no matter where you're sitting on that aircraft, whether it's first class, premium economy, you're the pilot, you are the flight attendant, we're all going to end up in the same place.

We're gonna lend. In the exact same destination. And it is the same thing in life. No matter how we're going through life, whether you're on the system, whether you're a billionaire, a millionaire, an entrepreneur, an employee, you work at McDonald's, you work at, we are all going to end up at the end of our lives with none of what we have created, um, with us.

We're not taking anything with us. And, um. It's the exact same thing. And in our minds, our mindset is almost like that is your cabin. You have chosen to be in this economy cabin, the ultra economy cabin, the first class cabin. But what people don't see is how fluid it is that you can actually get up part the curtain and you are in another cabin.

And so, um. That's why I find it fascinating because I find people's mindset in reality is our limited cabin space that we have given ourselves. And a lot of it's, um, don't let it go. 

[00:23:07] Ellington Brown: I love your analogy of the using the airplane, never thought about it that way. And to just to expand on, on that just a little bit, think about.

All of the people that are in economy and for many reasons, some are there because financially this is where they their limit. Then we have others who are just back there because they want to spend more of their money at their vacation site as opposed to on the plane. There's hundreds of reasons why.

And I think that comes across even with wealth because the reasons that individuals have wealth are numerous. I mean, how, you know, how can I come up and say, all right, here's 50 reasons why you're going, you're going to have money or not. That's not the, not the way that this works. So what myth about. Wealth that you know of that you would just love to dismantle?

[00:24:28] Jacqueline Blair: I think one of the, one of the myths that I find, um, pervasive about wealth that I would love to dismantle is that, is the accessibility of it that. It starts in your mind. It doesn't start in your job or in your, however you make income. It starts with your identity and. I think that lack of knowledge, that lack of understanding is what keeps people away from making more money than, um, making, making, meeting their financial goals because they're looking external.

You know, they think if only I can get the promotion, if I can just get the job, you know, meet the rich man or woman. Um. It's all external things, which we don't control, but you can attract opportunities to you and you can change your perspective, and then you can see new opportunities. But the only way you can attract and change your perspective is if you change, if your mind changes.

And so I would love to dispel the myth. That money and that wealth is out of your control because you were born into a certain family, you were born a certain color. You, um, your job only allows, like, your job only pays you this much and that it's really hard to get more. All of those things are all external factors.

What I know for sure is that. The lives that we live are a result of the mindset that we have, and so that myth, that money is out of your reach, I would love for people to just not believe that anymore because it is within your reach. Um. It just comes from your mindset and your identity that you have.

That's the work that has to be done. And then the, then the external, it changes because what I have witnessed is people just changing their mind about any situation, and then they feel better, and then they get new opportunities, and then they see the world differently. And when you see the world. A certain way, you're going to see what you believe.

So if you see lack, you're going to get lack. You're not gonna see the wealth opportunities available to you. You would have somebody offer you money and you might decline it and say, no, thank you. Because you'll see it, uh, you'll attach negative, something negative to it, whereas somebody else will say, yes, thank you.

And because they attach positive things to it, so they would have more and you would have less. So, um, really it's that myth that it's out of our, out of our control that I would like to dispel. 

[00:27:34] Rita Burke: I hear you. And that's gonna be a tough one, of course, but I'm sure you're prepared to take it on. Uh, so am I hearing then that this changing of perspective and mindset, it's much like reframing how you see your world?

Yes. So is that what you do with your clients, you help them to reframe what's happening in their lives in order to attract more? Is that what I'm hearing? 

[00:28:00] Jacqueline Blair: Yes. A lot of the work I do is around our self identity, um, because no matter what strategies you learn, I, I work with entrepreneurs, um, black women who are entrepreneurs predominantly.

But a lot of what we learn is the strategy of having a business and, um, you know, the marketing, the funnels, the pricing, and all of those things. But as. You know, according to the stats, although a lot of black women we're very ambitious and we will start businesses, we are also the first ones to be outta business to fail in business.

We only go so far and um, know that is because we are trying to. Hustle. A strategy to push, push, push into. I've gotta do it this way, um, because we've seen that it works for other people, right? Um, you know, it might even work for another black woman or another black man or another person of color that they implemented this business strategy and it worked for them and it doesn't work for you.

And that is. Right back to your identity. Not every business, every business strategy can work, but you have to find one that actually works for you according to your mindset. So if you believe that. Uh, you know, you're gonna set your prices, um, at the same as somebody else. Let's say it's $50 and you are going to market in the same way as somebody else.

You may find it harder to do because you actually don't identify with, um, that price point and you don't identify with that way of marketing. You're doing it because you've seen it work for someone else. If that was the case, every entrepreneur would be. Rich and or very profitable if every strategy, if it was just down to a strategy working.

Um, and so it doesn't work that way. It is who you are. So I would say your mindset is the fuel for your, whatever strategy you choose, whether you will consistently do it, whether you'll show up for your business, whether you will actually, um. Set a price and allow yourself to receive that money. I see a lot of, a lot of us, we do work for free or if somebody pay, uh, pays us, we say it's okay, or we set our prices way too low.

And that is just another way of ensuring that you stay in the identity that you are most comfortable with, which is lack, which is only having just enough, um, or having maybe just a little bit more than enough. You can make a lot of money one month and the next money you might not make any because. You are not in that mindset of overflow, of abundance that yes, I can do this actually every month, and that that is okay.

You don't feel guilty about it, you don't feel, um, like you are greedy. All of those emotions are things that we've been taught about wealth and people who are wealthy, and if you didn't grow up with people who are wealthy, who were also good and kind and loving and all those things, your identity, your, your understanding of wealth is probably coming from the media, which a lot of the media informs us that having too much is not good. And those people that do have a lot, they're not the best people, they're not the nicest people. It's better to be humble and poor, um, than it is to be wealthy, humble, and happy.

You know, those things don't go together. Those are not identities that we are shown very often. 

[00:31:48] Ellington Brown: Mm-hmm. 

[00:31:49] Jacqueline Blair: And so. The repetition of what we are shown is more about, um, being a simple, honest, hardworking person who doesn't have an overflow of anything. They have just enough, or they're, they have less than enough, but they may do.

And then, you know, the greedy. Wealthy men or women that is not very nice, but they have an overflow of everything, and so that repetition is so constant. A lot of it informs our beliefs because a lot of people of color, we don't personally know very wealthy people and understand that it's just a choice.

Your money's only gonna amplify who you are if you are. I'm sure if I were to give each of you, you know, $10 million. It's only going to amplify who you already are in this world. You're gonna do good in this world. And if you were to the people around you knew that they would start to reframe how they think about wealthy people.

'cause they would have a a tangible example to say, Hey, but. Rita is very wealthy and she is very generous and very kind. So maybe I can be wealthy too because it will still allow me to be a kind good person in this world because a lot of people of color. I know we are concerned with equality and fairness and being good and doing good because we witness a lot of lack and unfairness.

And so we won't go down a path where we feel it's gonna take us away from those values. And so unfortunately, wealth has been labeled with that path of being greedy and unkind and all of that. And so we subconsciously keep ourselves aligned with the values, which. Unfortunately aligns with having less than 

[00:33:45] Ellington Brown: I have to agree with you, on that 100%.

And I think we're seeing that in the country south of us. Where you have individuals who don't have much money and they're told, just like you said, no, it's bad to have this kind of money, but if you just step, take one step back, you'll see that by you not taking more money, taking what you, what's due to you, then the individuals who have more than enough money, they're opportunists.

They just grab hold of the money that you left there on the table. 

[00:34:27] Jacqueline Blair: Mm-hmm. 

[00:34:28] Ellington Brown: No gratifying moments because they don't care. They just want, they just want the money and it's a, and as you keep, and one word you keep using throughout this conversation, and that is mindset. And so we're already in a, in a mindset that puts us.

In a lower position because that's basically where we've been conditioned. And so it also makes it a a lot difficult for individuals to find a way out of that box so that they can at at least put their children on a path so that they are able to gain wealth. So where can people go if they have more questions about what you do?

Is there a website or email address or any way that you would want them to contact you? Ms. Blair? 

[00:35:32] Jacqueline Blair: Absolutely they can find me on LinkedIn. I am, I spend most of my time, um, online would be on LinkedIn. And, um, you can DM me or send me a connection request and we can have a conversation. You can book a sales call with me, uh, directly from my page.

Um, I'm also on Instagram, so LinkedIn is my name, Jacqueline Blair on Instagram it's underscore Jacqueline Blair. You can also DM me. Send me a message there. I coach, uh, every month. I'm the, uh, money mindset coach in a wonderful group called the Black Women Collective. We are a collective, uh, of entrepreneurs and so, um, people can find me there as well.

The founder is Allison Williams, and so I coach, um, I do an accountability, uh, coaching session every month in that community. As well. So, um, those are really the best three ways where you can find me online. Um, and the fastest would be to send me a dm, either on Instagram or on LinkedIn, but I would recommend LinkedIn as my fastest response, uh, to anybody that wants to reach out to maybe do this work a little bit deeper.

I do, um, have an UPS upcoming, um, fireside chat with, uh, Nikki Clark from the Nikki Clark network in May. Um, and that is to do with what you just mentioned, Elton. Uh, it's to help moms and so it's for, it's a Mother Mother's Day special, and it's in discussing the legacy that we pass on to our children. A lot of what I speak about is the legacy that we are passing on to the next generation, because that is how we all form our identities, is what we have been, um, socialized to believe about ourselves and our children would benefit greatly if they have less unlearning to do of these, um, negative. Parts of our legacy that we have been handed. If we start by changing what we're handing down to them and giving them some of these thoughts about wealth that are positive much earlier in life. And so, um, LinkedIn, Instagram, um, or in joint in the Black Women Collective is where I can be found to, for anyone that's interested in a further conversation, 

[00:38:02] Rita Burke: uh, there was a sentence in your.

Bio that intrigued me and I'm hoping you would talk a little bit about it if it's not too personal. It talks about your parents opposing money mindset. 

[00:38:21] Jacqueline Blair: Yes. 

[00:38:22] Rita Burke: Tell, tell us what that means for you and to you. 

[00:38:27] Jacqueline Blair: So, um, both my parents are both Jamaican born and, um, both grew up poor and so, uh, we immigrated to Canada when I was seven and I had the, um, I had the honor of witnessing the two of them work really hard to provide for us and they provide well for people who were immigrants very well.

They both came from a background of lack. My mother, she manifested that in being a person who is very kind, very generous, um, but a person who would give money. She, she's an over-functioning giver, so. Money will come and as we know, money should always flow. We should be able to release it very easily with the faith and understanding it's gonna come back.

And so, but I realized she had that, um, what I mentioned earlier in our conversation, that overwhelm of. And the discomfort of having too much because she knew at the time that some of the rest of her family back home, they didn't have. And so she was not comfortable in holding a lot of money, so she was an over giver.

She would give, give, give my father. Um, he was more, much more frugal. So they both came from lack and they both had very different opposing mindsets when it comes to money. So he would work really hard work over time, provide for us, but he was more frugal in his, um, way of, in his relationship with money.

And so one was giving a lot out of the discomfort of how, of being able to. To gain a little bit more money and one was holding onto it more. And so they, those were opposing energies and opposing mindsets when it came to money. And I found it interesting because it didn't allow either of them to create wealth because those mindsets don't create wealth.

You have to be able to give and receive and hold it, and you cannot just when you hold money because, um. Money has to flow when you hold tight to it too much, and it will cause stress and dysregulation in your nervous system in a different way. And so you're always going to be hustling, pushing, overworking for more and it's never going to be enough.

And so, and then of course, opportunities will come up for you to have to release it. And so I found it very interesting, even as a child to see how different they were. Um, you know, like each walking on their own path, but not reaching that goal of wealth because their two paths were, their two mindsets were extreme when it came to money.

And so of course now many years later, in looking back, I realize that too much power was given to. Having the, the money itself and not enough of their internal identity of, um, making it neutral and just making their choice and then intentionally making different decisions about how their money was gonna flow and how it was going to be used, and being comfortable with creating more wealth and keeping it, because that's the only way you're going to actually from in my mom's case.

Um. That's the only way you're going to actually help those that you wanna help, is by you have to help yourself to the point of overflow so that you're not giving in a, in a way of taking from yourself and bringing your you and them down. You're giving from your overflow. And you know, in the case of my father.

The constant working and holding onto money. It's like you're strangling the energy of wealth, right? And so you don't, what you're chasing after is running away from you. You know, if you're chasing something, it's not still and coming to you, it's running away. And so, um, I find it all very interesting that.

All had good intentions. Both of them had very good intentions, but the goal that they were trying to achieve didn't materialize because of the opposing mindsets and the lack of understanding about, um, being at ease with the money that 

[00:43:18] Rita Burke: You can say to that goal, you can say that that goal was materialized in you.

[00:43:22] Jacqueline Blair: Yes, and that is something that I speak about in, um, I do an article, I write an article. Um, a newsletter on LinkedIn every week. And I spoke about each of my parents in two separate, um, articles because my father is who I saw the entrepreneurial spirit in. 'cause he started his journey as an entrepreneur later in life as well.

And to me, he passed on a very rich legacy of when it comes to wealth, a lot of wealth lessons. He became a financial advisor and, um. At the time, I didn't understand money, um, in ways that he was trying to explain to me, but the seed was implanted so greatly in me and it bloomed later. But I'm, so, I'm grateful for that legacy that he gave to me to, um, become an entrepreneur.

Be, um. Be brave in your choices in life and that it's never too late, and also wealth is accessible to you. And so I learned so much from both of them. 

[00:44:30] Ellington Brown: mm-hmm. 

[00:44:31] Jacqueline Blair: But. Uh, regardless, they didn't achieve the material wealth, but they implanted it in me very, very, um, very deeply. And I have already passed it on to my children.

Both my girls, they see themselves as business owners. Um, they have adopted that identity and they're very young, so I'm grateful for that because those are identities and, um. Ways of, of seeing the world that they will not have to learn later on. They actually already believe, um, a lot of the good lessons about wealth that I, I'm, I'm happy that was passed on from my father.

[00:45:13] Ellington Brown: You know, I think this is really, uh, one lesson, uh, that I'm hoping that our listeners will take away is that this can be taught, this does not have to be left up to. The great God, Zeus does not, this is something that can be taught, passed down generations onward. Along with, that's just how money gets passed on through, uh, education.

And if we look at individuals, well, families that are successful, all of them have gone to, you know, college, university, that all of them are educated. So that they know how to take that money and use it as a tool not to go out and buy. Well, it depends on how much money they have, but you know, not to buy a $500 pair of sneakers.

I mean, really, you know, they would rather take the $500 and go to a five star restaurant and you know, and enjoy themselves. Which is, which is fine. So what is the one courageous move our listeners could make this month?

[00:46:29] Jacqueline Blair: When it comes to their wealth mindset, I think one courageous move that people, um, can take that isn't about budgeting and, you know, looking at your, all those things that we've been taught, it is sitting down with a loved one, whether it's the spouse, a best friend.

Um, a child and talking about money, because we do that with other things. We talk about other relationships, you know, um, we go to therapy and, and discuss all kinds of things. But to courageously say, I wanna have this conversation about. Money and how we feel about it. How do you feel about it? That's a question that I ask my children.

How do you feel about money? And I just leave it like that. And if they have a question like, what do you mean, mommy? You know, um, I might ask, you know, more probing questions or more open-ended questions like, how do you feel when I give you $5? How does that make you feel? What do you think about it? Um, and I.

Try and teach them that their power about, about how they feel comes from within. But even with, you know, my husband having courageous conversations about money, about debt, about, um, mistakes that we've made or our financial goals, things like that. Just bringing money into the room. Um, and that's something else that I've written about as well, invite money into your spaces, into your life, because that's how you neutralize the power if you keep it outside as a, um, a taboo conversation.

A secret, you know, um, your debt is a secret between you and your spouse and all. That's when you've given money, your authority and the power over your life, but you neutralize it. And so I would encourage your listeners to sit down with someone they trust, somebody they care about, and just have a free conversation about.

Money, your past, your present, and your future when it comes to money and see where that goes. 

[00:48:55] Rita Burke: There's something else that you talked about in your bio. We've heard that wealth is accessible. How do you feel about money? Question, bringing money into the room neutralizing the power of money. But in your bio, you talk about wealth healing, pillars of wealth healing.

Please explain what that means.

[00:49:23] Jacqueline Blair: No problem! So the pillars of wealth healing, um, I like to talk about, what I like to use are, uh, your money personality. So the work I do, I like to start with finding out, um, what your money personality is. So there is a quiz that I have my clients take.

Um, it's a Sacred Money Archetypes quiz and it reveals what your money archetype is. And then from that lens, we both have a greater understanding of how you are uniquely in a relationship with money in this way. A lot of it can be informed from parents or how you've been raised. And then, um, your money story is another pillar of wealth.

So. What is your understanding of your history when it comes to money and what is your understanding of where you are now and where you wanna go with money? So what is your story around money? You know, um, is it around lack? Is it around, you know, evil? Is it around just enough? Everyone has, uh, a uniquely positioned story that is running their.

Their wealth, their life. And um, and so that's another pillar that we, uh, dive into in different layers. And then from there we go on to your actual future self with money. And so a lot of the, the positive change that I've been able to make personally, it's not from. Dwelling on history past and what I don't have, it's been working from my future self.

And so, um, I've included that as one of my wealth pillars because I feel like when you can, when you can connect with your, the future version of yourself that has attained your goals. You, you can work backwards from there and you are looking towards your North star that can guide you. Um, and underlying all of that, I really bring in, I encourage people to, um, to anchor into their faith because.

More than just money and our abilities to do things. I believe that your faith in God is actually what can make you drive for more because you, you're not just relying on your own. Ability to move and change things in this world. If you believe in the supernatural ability of actually God does open doors and actually based on your faith is how you, you know, in the Bible it says, based on your faith, you will be healed.

It's based on your faith and your belief and your understanding in yourself that you will actually be able to open. Doors. And as I mentioned before, to see opportunities that were always there. They're always there, but you don't see them because you have a different faith. Your faith could be in lack rather than faith in abundance.

And so when you shift that, um, so when you anchor your, all of those pillars that I mentioned with your faith and your belief. Um, in, in the fact that you are actually co-creating your life and your future self, your, your future life, you're co-creating that it's not all on you. Because a lot of people will get tripped up thinking that they're not strong enough.

They don't have enough belief, they don't have enough of what it takes. But, but do you believe that God has it? And then of course, you can't deny that if you have, if you have that level of faith and, and spirituality, if you believe that. You know, this abundance of this world was not created by us. It wasn't created by mankind.

It was created by a much greater source that we don't have an understanding of. If you believe in that source, do you believe that that source can do anything? And most people would probably say yes. Well, then the, the faith would be to understand that that source. Is co-creating with you and wants you to have what you want, wants to give you more than enough, wants to give you the overflow, but your level of belief has to be raised to match that.

And so we anchoring all of that, I really encourage people to, to, to uh, to hold onto their faith and to deepen their faith. Because for me, when people say. You can quantum leap into a version of yourself. My quantum leaps have always come through the faith. I can, I, you can do everything else, but you can make it go faster if you allow that great supernatural force of God to help you to get there.

And so, um, you know, I had a goal of becoming a flight attendant in two years. I was able to quantum leap and become in. Seven months I was in the job working, moved everything done. Wow. Because I elevated my faith so high that it had to come to me, that there was no other path, you know? And um, same thing for when I decided to, that I wanted to get married.

Um, my, I. I changed my identity to become the identity of a married woman when I was single and had no mm-hmm. No boyfriend or anything. And I was, I met and married my husband in just over a year. And, um, that was from years of, of, of not being in a relationship or anything like that. And, and so I have the, the tangible, um, experience of what.

Faith can do when you actually do all the other things as well to embody the identity that you desire to have. 

[00:55:44] Ellington Brown: So I, I agree with, I agree with that. I think, having faith sometimes outside of yourself that helps you get to, where you wanna go, faith in yourself, is also a huge source of energy in order to get you to where you want to go financially.

For what it's worth, it doesn't even have to be about finances. It could just be what you just said. Okay, I wanna be married, you know, and X number of months. And lo and behold, you know, I put it out there to the universe and I think there's a scripture in there or something where, where. Jesus or God says, all you need to do is ask and shall be given.

So if we just remember those things, we can actually, uh, acquire wealth. I think we learn a lot in terms of how to gain wealth, how to hold on to it, not feel guilty about holding on to wealth. There are different mindsets. You need to find out what your mindset is in order to, uh, ensure that, uh, you're moving in the right direction.

Ms. Blair has a test that she can give you to help you clarify who you are as a, money person. And so I think this conversation has been very, fruitful and to address the needs of, of our people, so that we can begin to have generational, uh, growth. Rita, is there something you wanna add? 

[00:57:38] Rita Burke: I just wanna say very quickly that on SpeakUP! International.

We seek to inspire and to inform and to educate. And I believe that through our conversation today with Jacqueline Blair, we've been able to, to meet that goal. I'm trusting however, that our listeners would buy into the philosophy, would buy into some of the important points that Jacqueline has us. Today and begin to rethink and to reframe their relationship with money.

So I thank you so very much for being a part of what we've done here today. Really appreciate that. I think you are the second person that we've had conversations with talking particularly about relationship with money. So thank you. Thank you. Thank you very much, Jacqueline. 

[00:58:37] Jacqueline Blair: Thank you Rita, and thank you Elton once again!

I am honored and privileged to have been a guest on your show, and I hope to chat with you both again in the future. And I pray that your listeners, um, not just, you know, gain knowledge and, you know, had some fun during our conversation, but they were inspired to make some positive changes within their lives.

So I am in gratitude to both of you. Thank you! Unfortunately, we had technical difficulties.